Bitcoin Payments Company Strike Launches BTC-Backed Loans

By: decrypt|2025/05/07 07:45:01
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Bitcoin Payments Company Strike Launches BTC-Backed Loans Bitcoin-based payments company Strike is allowing customers to get loans using the top cryptocurrency as collateral. In brief Payments service Strike allows customers to buy, sell, and trade Bitcoin. The company is now giving loans to eligible customers who use their Bitcoin as collateral. Eligible U.S. customers can get 12-month loans starting at a minimum of $75,000, and capped at $2 million. Decrypt’s Art, Fashion, and Entertainment Hub. Bitcoin -backed loans are now available for Strike's American customers, the payment app's CEO announced Tuesday. Strike boss Jack Mallers posted a video on X explaining the new service. Customers from a total of 26 U.S. states are eligible to secure loans starting from between $75,000 to $100,000, depending on the state, the firm's website says. Mallers said that the service will soon be available in other regions, including Europe. Announcing Strike Lending You shouldn’t have to sell the best-performing asset in human history to access cash. Now you don't have to. Access your bitcoin wealth without selling it. Build a better life on top of bitcoin with @Strike . Borrow fiat. HODL #bitcoin . pic.twitter.com/t3SqVeu8fq — Jack Mallers (@jackmallers) May 6, 2025 "You shouldn't have to sell the best-performing asset in human history to access cash," said Mallers. "Now you don't have to." The idea is that Strike customers will be able to receive loans with at least 12% APR, using Bitcoin as collateral. Individuals and companies seeking larger loans of over $2 million will also be eligible when assessed, Mallers said. Strike is a digital payments company that allows users to send, receive, and trade the biggest cryptocurrency. Mallers is also the CEO of Twenty One , a new Bitcoin treasury company that will be formed via SPAC merger with backing from Tether, Bitfinex, Cantor Fitzgerald, and SoftBank. Strike was El Salvador's partner for its Bitcoin project, helping install the infrastructure for Salvadorans to spend their cryptocurrency. El Salvador in 2021 became the first country to make accepting Bitcoin legal tender. It has since scrapped that law following after the International Monetary Fund asked it to roll back the policy under a $1.4 billion loan agreement. However, the country's president Nayib Bukele is continuing to buy up the asset. Edited by Andrew Hayward Daily Debrief Newsletter

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DDC Enterprise Limited Announces 2025 Unaudited Preliminary Financial Performance: Record Revenue Achieved, Bitcoin Treasury Grows to 2183 Coins

On March 4, 2026, DDC Enterprise Limited (NYSE American: DDC) today announced preliminary, unaudited full-year financial performance for the year ended December 31, 2025. The company expects to achieve record revenue and record positive adjusted EBITDA, primarily driven by continued growth in its core consumer food business and overall margin improvement. The final audited financial report is expected to be released in mid-April 2026.


2025 Full-Year Financial Highlights


Revenue: Expected to be between $39 million and $41 million, reaching a new company high.


Organic Growth: Excluding the impact of the company's strategic contraction of its U.S. operations, core revenue is expected to grow 11% to 17% year over year.


Gross Profit Margin: Expected to be between 28% and 30%, reflecting continued operational efficiency improvements.


Adjusted EBITDA: The company expects to achieve a positive full-year result in 2025, a significant improvement from a $3.5 million loss in 2024, mainly due to rigorous cost controls and a higher-margin sales mix.


Core Consumer Food Business Performance


In 2025, DDC's core consumer food business maintained strong operational performance.


The company also disclosed Core Consumer Food Business Adjusted EBITDA, a metric that further excludes costs related to its Bitcoin reserve strategy and non-cash fair value adjustments related to its Bitcoin holdings from adjusted EBITDA to more accurately reflect the core business performance.


In 2025, Core Consumer Food Business Adjusted EBITDA is expected to be between $5.5 million and $6 million.


Bitcoin Reserve Update


In the first half of 2025, DDC initiated a long-term Bitcoin accumulation strategy, holding Bitcoin as its primary reserve asset.


As of December 31, 2025: The company holds 1,183 BTC.


As of February 28, 2026: Holdings increased to 2,118 BTC


Today's additional purchase of 65 BTC brings the company's total holdings to 2,183 BTC


DDC Founder, Chairman, and CEO Norma Chu stated, "We are proud to have closed 2025 with record revenue and positive adjusted EBITDA, demonstrating the steady growth of the company's consumer food business and the ongoing improvement in profitability. We are building a disciplined, growth-oriented food platform and strategically allocating capital to Bitcoin assets with a long-term view, aligning with our core beliefs. We believe that this dual-track model of 'Steady Consumer Business + Strategic Bitcoin Reserve' will help DDC create lasting long-term value for shareholders."


Adjusted EBITDA Definition
For the full year 2025, the company defines "Adjusted EBITDA" (a non-GAAP financial measure) as: Net income / (loss) excluding the following items:· Interest expense· Taxes· Foreign exchange gains/losses· Long-lived asset impairment· Depreciation and amortization· Non-cash fair value changes related to financial instruments (including Bitcoin holdings)· Stock-based compensation


About DDC Enterprise Limited


DDC Enterprise Limited (NYSE: DDC) is actively implementing its corporate Bitcoin Treasury strategy while continuing to strengthen its position as a leading global Asian food platform.


The company has established Bitcoin as a core reserve asset and is executing a prudent, long-oriented accumulation strategy. While expanding its portfolio of food brands, DDC is gradually becoming one of the public company pioneers in integrating Bitcoin into its corporate financial architecture.


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