Strike Introduces Bitcoin-Backed Loans for U.S. Customers, Expanding Access to Capital Without Selling Crypto

By: en coinotag|2025/05/07 07:45:01
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Strike, a leading Bitcoin payment platform, has launched a new service allowing American customers to secure loans using Bitcoin as collateral. This innovative move enables customers to access cash without liquidating their Bitcoin holdings, reinforcing the asset’s value as a financial tool. Jack Mallers, CEO of Strike, emphasized, “You shouldn’t have to sell the best-performing asset in human history to access cash,” highlighting the importance of this service for Bitcoin holders. Strike launches Bitcoin-backed loans, enabling customers to borrow fiat while holding their Bitcoin. Access loans without selling your assets. Strike’s Bitcoin-Backed Loans: A New Financial Frontier In a groundbreaking development, Strike has introduced a service permitting American customers to borrow funds against their Bitcoin holdings. This service, available in 26 states, marks a significant step for Bitcoin utilization in personal and commercial finance. Loans can range from $75,000 to $100,000, depending on state regulations. How the Bitcoin Loan System Works The premise of this service is simple yet revolutionary: customers can utilize their Bitcoin assets as collateral for loans, rather than being forced to liquidate their investments. The loans will carry an annual percentage rate (APR) starting at 12%. Additionally, for those requiring larger loans—upwards of $2 million—further assessments will be conducted. This presents an opportunity for both individual investors and businesses to leverage their Bitcoin without forfeiting their ownership. The Broader Implications for Bitcoin Adoption The introduction of Bitcoin-backed loans could further normalize cryptocurrencies as viable financial instruments. Many potential borrowers, who might have previously hesitated to incorporate their Bitcoin into traditional financing, may view this as an attractive alternative. Moreover, as the service expands to other markets such as Europe, it reinforces Bitcoin’s growing acceptance in mainstream finance. Innovations and Future Plans: Strike’s Vision Jack Mallers, who leads both Strike and the new Bitcoin treasury company Twenty One, indicates that this offering is part of a broader strategy to integrate Bitcoin into everyday financial solutions. As a prominent partner in El Salvador’s Bitcoin initiatives, Strike’s actions underscore a commitment to making Bitcoin accessible to all, while also supporting its customers in leveraging their assets strategically. With such innovations on the horizon, the landscape of cryptocurrency is poised for significant evolution. Conclusion The launch of Bitcoin-backed loans by Strike signifies a pivotal moment for cryptocurrency in finance, allowing users to access cash without liquidating their most valuable assets. As Bitcoin continues to gain traction in global markets, services like this will undoubtedly shape its future role in the financial ecosystem.

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DDC Enterprise Limited Announces 2025 Unaudited Preliminary Financial Performance: Record Revenue Achieved, Bitcoin Treasury Grows to 2183 Coins

On March 4, 2026, DDC Enterprise Limited (NYSE American: DDC) today announced preliminary, unaudited full-year financial performance for the year ended December 31, 2025. The company expects to achieve record revenue and record positive adjusted EBITDA, primarily driven by continued growth in its core consumer food business and overall margin improvement. The final audited financial report is expected to be released in mid-April 2026.


2025 Full-Year Financial Highlights


Revenue: Expected to be between $39 million and $41 million, reaching a new company high.


Organic Growth: Excluding the impact of the company's strategic contraction of its U.S. operations, core revenue is expected to grow 11% to 17% year over year.


Gross Profit Margin: Expected to be between 28% and 30%, reflecting continued operational efficiency improvements.


Adjusted EBITDA: The company expects to achieve a positive full-year result in 2025, a significant improvement from a $3.5 million loss in 2024, mainly due to rigorous cost controls and a higher-margin sales mix.


Core Consumer Food Business Performance


In 2025, DDC's core consumer food business maintained strong operational performance.


The company also disclosed Core Consumer Food Business Adjusted EBITDA, a metric that further excludes costs related to its Bitcoin reserve strategy and non-cash fair value adjustments related to its Bitcoin holdings from adjusted EBITDA to more accurately reflect the core business performance.


In 2025, Core Consumer Food Business Adjusted EBITDA is expected to be between $5.5 million and $6 million.


Bitcoin Reserve Update


In the first half of 2025, DDC initiated a long-term Bitcoin accumulation strategy, holding Bitcoin as its primary reserve asset.


As of December 31, 2025: The company holds 1,183 BTC.


As of February 28, 2026: Holdings increased to 2,118 BTC


Today's additional purchase of 65 BTC brings the company's total holdings to 2,183 BTC


DDC Founder, Chairman, and CEO Norma Chu stated, "We are proud to have closed 2025 with record revenue and positive adjusted EBITDA, demonstrating the steady growth of the company's consumer food business and the ongoing improvement in profitability. We are building a disciplined, growth-oriented food platform and strategically allocating capital to Bitcoin assets with a long-term view, aligning with our core beliefs. We believe that this dual-track model of 'Steady Consumer Business + Strategic Bitcoin Reserve' will help DDC create lasting long-term value for shareholders."


Adjusted EBITDA Definition
For the full year 2025, the company defines "Adjusted EBITDA" (a non-GAAP financial measure) as: Net income / (loss) excluding the following items:· Interest expense· Taxes· Foreign exchange gains/losses· Long-lived asset impairment· Depreciation and amortization· Non-cash fair value changes related to financial instruments (including Bitcoin holdings)· Stock-based compensation


About DDC Enterprise Limited


DDC Enterprise Limited (NYSE: DDC) is actively implementing its corporate Bitcoin Treasury strategy while continuing to strengthen its position as a leading global Asian food platform.


The company has established Bitcoin as a core reserve asset and is executing a prudent, long-oriented accumulation strategy. While expanding its portfolio of food brands, DDC is gradually becoming one of the public company pioneers in integrating Bitcoin into its corporate financial architecture.


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